Retirement Homes

Where To Retire Where The Sun Shines?

May 14, 2012 By TheSmartRetiree Leave a Comment

So, where to retire where the sun shines in the USA? Sunny places to retire are usually high on the wish list of many people approaching their retirement age especially those who live in cold to freezing climates. In the USA, there are some excellent choices for people to make and in the end, it's really up to you where you want to head to. Do you like an area where desert is abundant or do you prefer to be near the water. A report we saved from money.usnews.com has made the job easier if you are looking for sunny places to retire in. What's the sunniest place to retire? Well, the report says it's Yuma, Arizona which has been described as the sunniest city in the USA. Believe it or … [Read more...]

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Should We Move In Retirement?

April 23, 2012 By TheSmartRetiree Leave a Comment

A reader recently asked..."should we move in retirement?" Our response centered around "do you want to move?" Okay, there is method behind the madness especially for people who hear a lot about moving to another area or state when they retire but before you go and make a hasty decision. think about it carefully. This is the advice from a leading Real Estate Broker at newsok.com who says several factors will determine whether an area is a good place to retire to. We recently featured the best places to retire here at TheSmartRetiree.com and got some excellent feedback but moving is a decision that needs to take time. So what are some of the things you have to factor into moving in … [Read more...]

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Best States To Retire In The USA?

April 9, 2012 By TheSmartRetiree Leave a Comment

We don't want to create a war of the states with this post but it's time to answer a question we see a lot in the shape of what are the best states to retire in the USA? Well, when we saw the following article at smartmoney.com it was time to make the post. South Carolina fans will be happy; the article is about the Palmetto state and lists some of the best places to retire but also the most affordable places to retire in. Here's a short list: - Bluffton - Beaufort - Charleston - Aiken The reasons are explained in the following piece and include mild winters, slower pace, low property taxes and zero estate taxes. Spend a day or two in the Palmetto State, and you may quickly … [Read more...]

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Where Are Best Areas To Retire?

February 3, 2012 By TheSmartRetiree Leave a Comment

So, where are the best areas to retire? Or if you are retiring this year, what are the best places to retire in 2012? Moving to another area in retirement has become quite fashionable however, the "brakes have been put on" a little due to the real estate crisis. It's a "catch 22" situation right now; home values are down a lot in most areas which means people are hanging onto them until the real estate situation improves but on the flip side, buying real estate is cheap so for many, selling their homes cheap could be offset by buying just as cheap elsewhere. Hope that made some sense? But back to the question of where are the best places to retire and an article which surfaced … [Read more...]

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Is Real Estate A Good Retirement Investment?

December 22, 2011 By TheSmartRetiree Leave a Comment

Is real estate a good retirement investment? Despite the doom and gloom right now surrounding real estate, it must be remembered that for the past century at least, investing in real estate over the long term has been a wise choice. But is Retirement planning through real estate a good option right now. Today, we want to take a look a some of the facts surrounding home ownership and the value of what is for most people, their biggest investment in life. In fact, many start off with optimism, buy a home and pay it off, banking on it to be a major part of their retirement equity. But what about those people heading into retirement right now; how do they manage the downturn in home values … [Read more...]

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What Are The Cheapest States To Retire In The USA

December 2, 2011 By TheSmartRetiree Leave a Comment

So, what are the cheapest states to retire in the USA? This is a trend that has emerged in the past few years as retirees look to minimize their cost of living. It has also become fashionable as retirees also look to continue working in retirement. Many are forced to continue in the work force after suffering during the recent decline in the economy over the last five years. So which states can be considered the cheapest states to retire in the US? A report at cheapest-places-to-retire.com suggests Oklahoma is very high on the list of cheap states to retire? Now, when we say cheap we are not talking about cheapening one's lifestyle; it's more to do with cost of living and affordability … [Read more...]

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Retirement Planning Tips: Cheapest Areas To Retire In The USA

November 23, 2011 By TheSmartRetiree Leave a Comment

There is a strong trend developing where people are looking seriously at the cheapest areas to retire in the USA. Why? Well, isn't it obvious. Many baby boomers heading into retirement are considering whether they can actually stay in their current area in retirement and are looking further afield for bargain retirement spots. This seems to be the spin off from the current economic woes; many have taken a huge hit on their homes as the value of real estate has plummeted and continues to drop. Many impending retirees were banking on their retirement homes as being a big source of their retirement income. Not anymore. So is it a good idea to "pull up stakes" and move to another area even … [Read more...]

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Retirement Planning Tips: The Best Places To Retire

November 16, 2011 By TheSmartRetiree Leave a Comment

Ever think about the best places to retire? Do you know the cheapest places to retire? Right now, people getting close to retirement are thinking about how to make money last in retirement. Where could they live where the economy won't bite into their nest egg and their money will sustain them comfortably through their retirement? We decided to do a little research and discovered that people are looking for alternative places to retire. And they are looking in great numbers. In the United States, Florida has become a popular retirement destination for northerners including Canadians and while many may think it could be getting a little crowded, we'll tell you about a destination still … [Read more...]

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Retirement Planning Tips: Should I Sell My House In Retirement?

October 7, 2011 By TheSmartRetiree Leave a Comment

Should I sell my house in retirement? Should I sell my house before retirement? Should I even consider selling my house? These are questions we see everyday from people needing retirement planning tips, not just on the verge of reaching retirement age, but those still two to three decades away. The current real estate crisis has hit home just how important our homes are to our overall financial well being when we retire. Canada has become somewhat of a role model to the US over the past decade from an economic point-of-view and we admit we are happy to scan Canadian websites for advice on various matters financial. Retirement is one of them and the following article at retirehappyblog.ca … [Read more...]

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Retirement Planning Tips: Housing Options Available At Retirement

October 5, 2011 By TheSmartRetiree Leave a Comment

Have you figured out what housing options available at retirement you are going to choose? This is a tough choice for many people with several factors coming into play. One of them is whether to stay in their own home at retirement, move to a new area, move into a retirement community or simply sell their house and move in with the kids. The economy right now all but counts out selling the home. Why? Well, real estate prices at the moment are not conducive to selling a house for maximum gain in profits. People have relied on their house as one of the main avenues of collateral that would provide a large chunk of the retirement income to get them through their golden years. Do you know … [Read more...]

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